Look at Big Agnes down bags with an eVent compression bags, and Big Agnes Air Core pads. They really have done their design homework. I got a BA 40 deg bag and 35 deg Air Core last summer and I am really happy, excellent workmanship and design details and incredibly lightweight.
http://www.bigagnes.com/I have not had much luck with this type of item on eBay. They tend to bid such items to 15% to 10% of full retail and then add high shipping charges. Whereas you can order from REI, and if there is a retail outlet nearby no shipping, and if you dont like it for any reason or no reason even after using it in the field they will take it back with a full refund.
Remember those comfort rating are very nominal. If you think you are going to be warm in 20 deg weather with a 20 deg bag without thermal long-johns, wool socks and a fleece hat on, you are in for a very rude and chilling surprise. Someone wrote some place on this forum, If you dont have to wear every item of clothing you brought your sleeping bag is too heavy.
Check out Sierra Trading Post sometimes they have some great deals, and they have easy return policies.
http://www.sierratradingpost.com/Western Flyer
My hip hurts when I move my chin, . . .
and my heart is--what?
What's that? What's that you say?
You say today is. . .Saturday?
G'bye, I'm going out to play!
Shel Silverstein