The World Tour shown on the Schwinn website looks like a good touring bike. $1069 price. 24 speed. Tiagra and Sora and FSA drivetrain. Eyelets, fenders. Steel frame and fork. You can easily change the inner chainring to a 24 tooth for proper low gears. Seems to have a threaded headset and quill stem. Very odd today. It would not frighten me to take this bike on a tour.http://www.performancebike.com/bikes/ProductDisplay?storeId=10052&langId=-1&catalogId=10551&productId=1072929&cm_mmc=
Performance Bike has the bike for $500 before 10-20% discounts. If you take a small frame.
The Performance bike is a great buy if it fits. The retail price of $1069 is not exactly a bargain. I think there are several options at this price point. Some may be better specced.