I have a pretty secure job, and my wife and I have, surprisingly, ended up financially solid at this point in our lives--50-ish. So, if anything, we are freer to tour and do whatever. As a community college teacher with tenure, I've pretty much got it made so long as I don't beat any students with a rock--and sometimes I'm tempted! And, to be honest in this discussion, MOST Americans--by a very wide margin--are employed and doing ok. It's just that we have a larger percentage of unemployed and underemployed than we've had in a long time. Keep in mind that the news agencies/media have a keen motivation to tell us all is in ruins: It sells.
We are starting from 14.3% living at or below the poverty line. Add on top of that the poor and those just above that category and that "very wide margin" doesn't look so wide.