The frame looks to have all the braze-ons needed for racks and fenders. Only one fork eyelet so you will have to put the fender and low rider rack together. But that is not a problem. You will need to fix the gearing for loaded touring. Get a 33 or 34 tooth inner chainring. TA and Stronglight make a 33 chainring for a 110mm bcd crank. Little lower than 34 tooth so if you have to buy a new ring, might as well get the lowest. If you wanted, you could replace the 11-32 cassette with a 11-34 for a little bit lower gearing. A roughly 1x1 low gear of 33x32 or 34x34 would probably be low enough. Its none too low for a loaded bike. I prefer a lower low, but I have a triple crankset and its much easier to get under 1x1 with a triple.