Sooooooooooooo, this may seem like a lame question, but..I hope it isn't. When traveling 'cross country by bike, do you simply rely on ATMs and pay the fees everytime you withdraw cash?!? I mean, even over 8 weeks, say, and withdrawing money 3 times per week, that would only amount to paying fees on 24 transactions--not a huge outlay of cash, but bothersome (that's for sure). And I assume no one carries TOO MUCH money with them, do they? You don't carry $1000 in Travelers Checks, I'm assuming.
I was thinking of actually opening an account with a bank that appears to be nationwide, but even then Bank or America, say, or US Bank have holes in their coverage. That is, they may be great in the West, but not have ANY banks or ATMs in Minnesota or New Hampshire.
Any thoughts on safety/money/ATMs/Cash/Traveler's Checks/etc. that folks would like to share?!?!?!? (Odd as it sounds, I'm thinking I have to always keep my money with me--like carrying a passport with you at all times in Europe, say. Because I can see situations, like taking a simple shower at a campground, where you'd always want your money with you.)