Messages

1

General Discussion / Re: Hit by uninsured motorist

« on: June 02, 2011, 05:28:58 pm »

The whole problem is that the driver was 18 and uninsured, driving while on a suspended license... I talked to my insurance company today and they said that my uninsured motorist coverage will pay medical and pain, however there's nothing for compensation on monitary losses (bike, shoes, helmet and gear) that were destroyed... approx $7,000 in all.  I'm leaning towards getting the lawyer because of all this however don't want to dump a ton of money in one if the kid can't pay...

2

General Discussion / Hit by uninsured motorist

« on: June 02, 2011, 03:48:58 pm »

On Saturday evening I was cycling in Beavercreek down County Line with a friend and as I entered an intersection an oncoming car flew around a left hand turn waiting F150 truck (on it's right side, obstructing my view) and struck me, then proceeded to run away.  The driver was found and arrested and I found out that he was 18 and driving on a suspended license.  My $6,000 bike is totaled and though I don't have any broken bones, I do have many contusions and lots of road rash... the doctor said I was incredibly lucky.  The police said that the driver was 100% at fault, took lots of witness statements (plenty of witnesses present) and said that the driver was responsible for the monitary replacement of my bike and equipment.  I received a copy of the police report today and confirmed that he was operating the vehicle on a suspended license... I doubt he has the funds to pay for this.    I know he has two felony offenses from this accident so I'm also worried he's going to do time and again not be able to pay for damages.

What steps should I take?  I'm not sure where to proceed from here and worried I may be left high and dry with no compensation for my loss or injuries.