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I too would be cautious coming up suddenly on three pit bulldogs lurking in the road. These dogs have a bad reputation for viciousness, very strong jaws and not letting go. It is said they are actually as gentle as a lamb. The ferocious ones are trained to be that way. Like lawyers, it is the 95 % that give all the others a bad name. I probably would have turned around at the sight of them, and looked for another way.
Except not all Pits are gentle as little lambs, there is a reason why homeowners insurance companies won't insure a home with Pits. I'm a landlord, and my commercial policy on the buildings won't allow me to rent to anyone with a Pit. There are a few other dogs they won't allow either. This reputation Pits have is documented by claims at insurance companies which is why they don't want them on the property.
My mom had a Pit and it was gentle as a lamb, but others are not. So, while 5% (no documented percentage available, but let's use that since that example was given) other breeds will be less than .01%, so that is why insurance companies don't want that breed as well as a few others. I only accept small dogs, and they have to show renters insurance in case of a liability issue, plus pay $20 a month extra which effectively discourages most of my renters from having a dog or a cat, which I do not allow cats at all.
The other dogs insurance companies don't like are Chows, Rotts, Doby's, Presa Canarios, and even German Shepherds. Some other insurance companies will get even pickier and they add another 5 dog breeds to that list, Great Danes, Akitas, Siberian Husky, and wolf hybrids. But if you are willing to pay a higher premium you can find insurance companies that will accept any dog, but I'm trying to keep my premiums, thus expenses, low.