I find myself agonizing over one of my gear choices. I'm sure I am overthinking it, but I am having trouble settling on a low rider front rack. I am going on a 9 month tour next year around the U.S. with my 10 lb dog on my back rack (See my post in general for more info). I'm planning on a lot of camping and living from grocery stores. I am debating between the cheaper Blackburn rack that is rated for 25 lbs and some of the more expensive racks that are more like 40 or 50 lbs (or 60). I have been reading that you want to put more weight in the front panniers to reduce stress on the back tires, improve steering, and prevent you from tipping back on hills, but i don't know how important that is. If I really should be weighing down my front end, a heavier duty rack would be valuable. I was also thinking of doing a rack with a top shelf and a low rider option for a handy storage spot (I don't know where I am putting my sleeping bag yet, and that might be a good option).
I'm probably overthinking it, but getting some direct advice from someone who's been on the road would be very helpful. How do you normally balance the weight in your panniers? How much weight do I really need to plan for? I will probably be packing a bit heavy to start with (first major tour), but I will try to lighten up as much as I can as I go.