I've gotten a bike from BikesDirect.com was very pleased with the experence. I have been told that they are not selling rebadged Fujis, but a lot of their frames are made in the same plants that Fuji uses and are very very close in design and in many cases better equipped for the money. I will say that the specs between the Windsor and the Fuji touring bike look to be identical to the 05 Fuji. Figure the weight to come in around 27 pounds or so, not light, but that's not really as much of an issue with a full touring bike IMO
My experence with them was that I got just what I had ordered, well packed, shipped quickly. It needed the brakes and handlebar mounted, but that was it in terms of assembly. I DID to a complete tech inspection of the bike, found the hubs were a bit too tight and while not dry, added a bit more grease. Deraillers needed a bit of fine tuning, but the wheels were true and well tensioned. Basically I did what any good bike shop would do, make sure that everything was ready to rock before I rolled.
Like some of the other posters, I would look at swapping out a MTB crank to get the lower gears, and depending on how it fits for you, maybe going to a more upright stem. Looks like it comes with a 0 degree stem, even a 7 or 8* stem would help get the bars up. Thats a matter of fit and feel, and a generic stem from QPB won't run you more than 10 buck.
I'd say jump on it. My only concern MIGHT be the rack, simply because it's free.
Hope this helps,
Steve W.