Most touring bikes have lower gears than road and sport bikes.
That, in and of itself, is a problem. Low gears put much higher loads on a chain than tall gears. Look at the lever arms, a 42T chainring puts half the load on a chain that a 21T does at the same pressure on the crank. MTB's break chains as a result of their extremely low gears, 20x34 is common, not just wear from abrasive riding conditions.
Compounding the problem is the extra luggage weight (20 to 50+ pounds) on the bike and you have tourists putting significantly more demands on their chains than regular road riders.
Which puts more force on chains: 5 mph spinning at 90 rpm in a 24x34 low gear. Or 5 mph grinding at 51 rpm in a 42x34 low gear. Or 5 mph grinding at 41 rpm in a 52x34 low gear.
As you can easily see, lower gears reduce strain on the chain because the cyclist is able to spin up steep hills. With higher gears, such as on road bikes, the cyclist must stand and stomp and grind at a slow rpm to keep moving. Stressing the chain much more per rpm.
The total amount of force needed to go a certain speed is the same no matter how many rpms. So the total force is divided by fewer revolutions of the chain if your low gear is higher. So each turn of the pedals puts more force on the chain, given a certain speed, if you are in a highr gear than a lower gear.