If interested in a Surly LHT, and there are alot of them on the road, (great value) there are more and more local bicycle shops that now have a Surly Long Haul Truckers on their floor. (their touring bike). I would contact Surly (Quality) and find out, which ones, in your area, that may have one.
I would have the LBS, do a professional fit. (if you purchase the bike there, they should provide it for free) Fit is so important. (Keep those measurements for future reference, somewhere safe.) Hopefully, you have an average torso/arm measurment and you can find one that fits you. (Do not go small than a 70mm stem) If you have to switch out the stem, do it when you purchase the bike and they may swap it for free.
The time to negociate for bike racks (that fit on the bike), and panniers (bike bags) is when you are purchasing your bike. I would also check with an online retailer like, The Bike Bag Shop and review their prices. You will save money, tax, and they usually ship free, with multiple items.
I would purchase a trip computer, bell, mirror, safety triangle, and lighting from an online retailer, you will save money.
I would also check on regular or clipless pedals and shoes again, when you are purchasing the bike. (Also check on line retailer BikeNashbar.com for pricing too)
I use to be a proponent of 700c sized wheels only, but the 26" wheels are very good too. They will give you greater flexibility on different road surfaces and more comfort. I believe Surly now offers, all sizes with 26" wheels. Because of possible toe overlap, only 56c or above frames, have the 700c wheel option.
Finally, you may want to change out the seat for a Brooks B-17 saddle or something else. Do it when you are purchasing the bike and the bike shop may give you an allowance ($30) towards the purchase of another saddle. Good luck to you. Bob
Surly
6400 W. 105th St.
Bloomington, MN 55438
Phone: 877.743.3191
Web:
www.surlybikes.comE-mail: derby@surlybikes.com