No new bike this year

[lonerider]

Guy spun out in front of me causing me to broadside him. Totaled my trusty old Volvo 240. 21 years with that beast and now I have to replace it. Found a car, but the money saved for two new bikes this year is gone. Can't even buy the wheels I planned to build. Just ain't fair.

[Tourista829]

Didn't you have automobile insurance? You probably had a large deductable. What size bike do you ride?

[indyfabz]

Not all of us carry collision.  The blue book value of my car is probably about $1,500 is not less.

[lonerider]

Have insurance, but only plpd (basic coverage to make it legal). State of Michigan has no fault laws which make it impossible to sue for damages other than $500 small claims suit which will cover tires at best. The car was old but trusty as the day is long. Probably as maintenance free as a bicycle! Anyway, my new acquisition is a 1998 Nissan Sentra. As a hypermiler type driver it is returning a consistent 40 mpg, twice what the Volvo would get so it ain't all bad except for the no new bike part this year. If I lived in a warm climate I wouldn't even own a car, just as I did living in San Francisco as a young man.